At the end of each year, I go through and plan my budget for the new year.  I’ve been engrossed in this process over the past few days.  It’s definitely been a challenge.

Although life has had some unexpected occurrences, which caused a great upheaval a few months ago, next year is promising to be much better.  I’m thrilled to see just where we’ll be standing this time 2008.

I’ve found a few ways to cut costs on certain expenditures and increase my savings.  I’m also going to eliminate one habit that cuts into funds dramatically.  It’s going to be a challenge, but it will definitely be worth it in the end.  I’m looking forward to a few things this year that will be easily affordable by sticking to this budget.

• A new living room suite (I’ve never purchased this NEW before)
• A new bedroom suite (Even as a child, I never had a complete bedroom set before!)
• A laptop capable of everything I could need for a few years at least
• Photography equipment
• Eliminating the bulk of my debt
• Purchase a new vehicle

Following this plan will enable me to buy a house in 2009.  I’m thoroughly excited about this given the crazy times as of late.